Many Of Us Will Need Long-Term Care As We Lose The Ability To Function Independently
Cindy Eisenhower, Long-Term Care Consultant for ACSIA Partners, explores the issues of long-term care.
We're Living Longer, but ...
Advancements in medical science have resulted in steadily increasing life expectancy. But as we age, our health problems become chronic as we suffer from degenerative diseases such as Alzheimer’s disease or arthritis.
Chronic disease often leads to some degree of disability, creating an ever increasing need and demand for long-term care services.
The Need for Care
Your need for long-term care is determined by your ability to continue to function independently. Four distinct models are used in the assessment process:
- Social Model: Your ability to cook, clean, do laundry, handle household maintenance, transport themselves, read, write, manage money, use equipment such as the telephone, and comprehend and follow instructions. These activities are known as Instrumental Activities of Daily Living (IADLs).
- Physical Model: Your ability to function independently and perform activities of daily living (ADL's) including bathing, dressing, toileting, continence, transferring and eating.
- Mental Model: Cognitive Impairment refers to the deterioration or loss of your intellectual capacity, as evidenced by memory loss, disorientation and/or the inability to reason. It is often caused by Alzheimer’s disease or similar forms of senility or irreversible dementia.
- Medical Model: The medical model is often referred to as “medically necessary” care and/or due to “injury or sickness”. In this context, long-term care should not be confused with short-term, restorative in nature acute care.
Will you or a family member lose the ability to function independently at some point in your life? Start planning for the high likelihood today.